Insights

Healthcare strategy.
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Practical insights for employers and HR leaders who want to manage healthcare proactively — not just react to the next renewal.

Employer Strategy
· 8 min read

Why Your Employer Healthcare Costs Keep Rising — And What You Can Actually Do About It

Healthcare is now your second or third largest operating expense. Most employers accept rising costs as inevitable. They are not. Here is what is actually driving the increases — and the approach that changes the trajectory.

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Plan Design
· 7 min read

Self-Funded vs. Fully Insured Health Plans: What Every Employer Should Know

Most employers default to fully insured plans because that is what they have always done. But the structure of your plan may be costing you far more than you realize. Here is what you need to know before your next renewal.

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